Brian Zhou - Siyang Ding Coauthored Publications https://www.brianzhou.org/coauthors/siyang-ding Publications and working papers coauthored with Siyang Ding. en-us hello@zhoubrian.com (Brian Zhou) hello@zhoubrian.com (Brian Zhou) Mon, 01 Jan 2024 00:00:00 GMT https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4795120#recommendations-for-increased-financial-literacy-in-american-high-schools-ssrn Recommendations for Increased Financial Literacy in American High Schools https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4795120 This paper reviews gaps in U.S. high-school financial literacy education, including inconsistent curricula, weak measurement standards, and limited long-term retention evidence. It identifies methodological shortcomings in existing assessments and highlights the need for stronger data systems. The recommendations focus on standardized curricula, better incentives and resources, and stronger institutional/government collaboration. Mon, 01 Jan 2024 00:00:00 GMT hello@zhoubrian.com (Brian Zhou) PolicySSRN