https://www.brianzhou.org/coauthors/jake-zeng Publications and working papers coauthored with Jake Zeng. en-us hello@zhoubrian.com (Brian Zhou) hello@zhoubrian.com (Brian Zhou) Mon, 01 Jan 2024 00:00:00 GMT https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4795120#recommendations-for-increased-financial-literacy-in-american-high-schools-ssrn https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4795120 This paper reviews gaps in U.S. high-school financial literacy education, including inconsistent curricula, weak measurement standards, and limited long-term retention evidence. It identifies methodological shortcomings in existing assessments and highlights the need for stronger data systems. The recommendations focus on standardized curricula, better incentives and resources, and stronger institutional/government collaboration. Mon, 01 Jan 2024 00:00:00 GMT hello@zhoubrian.com (Brian Zhou) PolicySSRN https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4408880#report-on-high-speed-rail-recommendations-for-a-new-era-of-american-infrastructure-ssrn https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4408880 This report examines why U.S. high-speed rail projects continue to stall despite strong economic and environmental upside. It maps key stakeholders, incentive structures, and policy bottlenecks across state and federal levels. The paper proposes concrete government actions to accelerate construction, reduce barriers, and support a viable national HSR network. Sun, 01 Jan 2023 00:00:00 GMT hello@zhoubrian.com (Brian Zhou) PolicySSRN