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      <title>Brian Zhou - Arik Karim Coauthored Publications</title>
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    <title>Recommendations for Increased Financial Literacy in American High Schools</title>
    <link>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4795120</link>
    <description>This paper reviews gaps in U.S. high-school financial literacy education, including inconsistent curricula, weak measurement standards, and limited long-term retention evidence. It identifies methodological shortcomings in existing assessments and highlights the need for stronger data systems. The recommendations focus on standardized curricula, better incentives and resources, and stronger institutional/government collaboration.</description>
    <pubDate>Mon, 01 Jan 2024 00:00:00 GMT</pubDate>
    <author>hello@zhoubrian.com (Brian Zhou)</author>
    <category>Policy</category><category>SSRN</category>
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    <guid isPermaLink="false">https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4652758#youth-perspectives-and-recommendations-for-the-united-nationss-high-level-advisory-board-on-artificial-intelligence-foundational-papers-of-the-united-nations-high-level-advisory-body-on-ai</guid>
    <title>Youth Perspectives and Recommendations for the United Nations&#39;s High-Level Advisory Board on Artificial Intelligence</title>
    <link>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4652758</link>
    <description>We propose the establishment of a dedicated youth group on AI within global governance frameworks, ensuring youth representation in discussions on data privacy, ethical AI, and the digital divide to foster positive AI solutions.</description>
    <pubDate>Sun, 01 Jan 2023 00:00:00 GMT</pubDate>
    <author>hello@zhoubrian.com (Brian Zhou)</author>
    <category>Policy</category><category>Foundational Papers of the United Nations High-level Advisory Body on AI</category>
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    <title>Policy Proposals for the United Kingdom&#39;s National Quantum Strategy</title>
    <link>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4592939</link>
    <description>This brief calls on the UK to invest in quantum literacy and youth advocacy initiatives alongside robust policy frameworks that bolster national security and international cooperation, securing its leadership in the emerging quantum revolution.</description>
    <pubDate>Sun, 01 Jan 2023 00:00:00 GMT</pubDate>
    <author>hello@zhoubrian.com (Brian Zhou)</author>
    <category>Policy</category><category>for the United Kingdom&#39;s Department for Science, Innovation and Technology</category>
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    <title>Report on High-Speed Rail: Recommendations for a New Era of American Infrastructure</title>
    <link>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4408880</link>
    <description>This report examines why U.S. high-speed rail projects continue to stall despite strong economic and environmental upside. It maps key stakeholders, incentive structures, and policy bottlenecks across state and federal levels. The paper proposes concrete government actions to accelerate construction, reduce barriers, and support a viable national HSR network.</description>
    <pubDate>Sun, 01 Jan 2023 00:00:00 GMT</pubDate>
    <author>hello@zhoubrian.com (Brian Zhou)</author>
    <category>Policy</category><category>SSRN</category>
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    <title>Report on Minimum Wage: Federal and State Recommendations</title>
    <link>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4607088</link>
    <description>This report evaluates federal and state pathways to raise minimum wages amid post-pandemic labor stress and inflation. It analyzes political and economic stakeholders affecting adoption and implementation. The recommendations outline coordinated policy actions to improve wage equity and support upward mobility for low-wage workers.</description>
    <pubDate>Sun, 01 Jan 2023 00:00:00 GMT</pubDate>
    <author>hello@zhoubrian.com (Brian Zhou)</author>
    <category>Policy</category><category>SSRN</category>
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    <title>Recommendations to Combat Child Exploitation in Social Media</title>
    <link>https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4652240</link>
    <description>This paper analyzes the growing commercialization of child-centered social media content and associated exploitation risks. It documents how current platform dynamics can incentivize privacy harms and abuse in family-content ecosystems. The report advances policy recommendations to better protect minors online while improving accountability for creators and platforms.</description>
    <pubDate>Sun, 01 Jan 2023 00:00:00 GMT</pubDate>
    <author>hello@zhoubrian.com (Brian Zhou)</author>
    <category>Policy</category><category>SSRN</category>
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